Side-by-side · Q2 2026 data
First Colony Bank of Florida vs Orlando Credit Union
Metric by metric
| Measure | First Colony Bank of Florida | Orlando Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 59 |
| Capital cushion | 49 (stronger) | 40 |
| Loan quality | 94 (stronger) | 82 |
| Earnings | 100 (stronger) | 31 |
| Funding & liquidity | 76 | 76 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 75th | 19th |
| Total assets | $291.1M | $379.2M |
| Deposits / shares | $262.4M | $335.5M |
| Capital ratio | 9.94% (stronger) | 9.04% |
| Problem loans | 0.17% (stronger) | 0.53% |
| Net charge-offs | 0.00% (stronger) | 1.00% |
| Return on assets | 2.07% (stronger) | 0.28% |
| Loans ÷ deposits | 75.5% (stronger) | 83.6% |
| Uninsured deposits | 23.0% | 15.7% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 67.4% |
First Colony Bank of Florida has the higher TellerScore (79 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Colony Bank of Florida leads on 6 and Orlando Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.