Side-by-side · Q2 2026 data
First Command Bank vs Ben E Keith Company Employees Federal Credit Union
Credit union
Ben E Keith Company Employees Federal Credit Union
Fort Worth, Texas · Under $100 million in assets
Metric by metric
| Measure | First Command Bank | Ben E Keith Company Employees Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 89 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 86 (stronger) | 64 |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 93rd | 87th |
| Total assets | $1.1B | $11.9M |
| Deposits / shares | $966.1M | $9.4M |
| Capital ratio | 10.20% | 20.86% (stronger) |
| Problem loans | 0.42% (stronger) | 1.07% |
| Net charge-offs | 0.54% | 0.00% (stronger) |
| Return on assets | 2.31% (stronger) | 1.78% |
| Loans ÷ deposits | 50.6% | 47.8% (stronger) |
| Uninsured deposits | 5.1% | 1.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ben E Keith Company Employees Federal Credit Union has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First Command Bank leads on 2 and Ben E Keith Company Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.