Side-by-side · Q2 2026 data
First Command Bank vs R Bank
Metric by metric
| Measure | First Command Bank | R Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 50 |
| Capital cushion | 52 (stronger) | 40 |
| Loan quality | 86 (stronger) | 48 |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 96 (stronger) | 75 |
| Peer percentile | 93rd | 7th |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $966.1M | $926.1M |
| Capital ratio | 10.20% (stronger) | 9.01% |
| Problem loans | 0.42% (stronger) | 1.55% |
| Net charge-offs | 0.54% | 0.04% (stronger) |
| Return on assets | 2.31% (stronger) | 0.72% |
| Loans ÷ deposits | 50.6% (stronger) | 82.3% |
| Uninsured deposits | 5.1% (stronger) | 30.6% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.0% |
First Command Bank has the higher TellerScore (82 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Command Bank leads on 6 and R Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.