The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 6 points (44 → 50), mostly because the loan quality component improved by 17 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. R Bank is an FDIC-insured institution (FDIC certificate #58935). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 30.6% of deposits ($283.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.01%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.17% (benchmark: 10%).

Check how much of your own balance is covered

R Bank lists 9 offices in 8 cities. Most locations:

• Round Rock, TX (2)
• Bertram, TX (1)
• Cedar Park, TX (1)
• Edna, TX (1)
• Fort Worth, TX (1)
• Georgetown, TX (1)
• Jarrell, TX (1)
• Rollingwood, TX (1)

All branch addresses and map

In 2025, R Bank reported 71 home-loan applications under HMDA (LEI 549300RLNUFWOJLX7W13): 36 originated ($31,020,000 total), 9 denied, and 26 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

R Bank

Type

State-chartered bank

FDIC certificate #

58935

RSSD ID

3821037

Primary regulator

FDIC

Holding company

R Corp Financial

Established

June 22, 2009

Headquarters

3600 E Palm Valley Blvd, Round Rock, TX 78665

Website

www.r.bank

Employees

115