Side-by-side · Q2 2026 data
First Commerce Bank vs Paragon Bank
Metric by metric
| Measure | First Commerce Bank | Paragon Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 62 |
| Capital cushion | 52 (stronger) | 37 |
| Loan quality | 97 (stronger) | 94 |
| Earnings | 97 (stronger) | 56 |
| Funding & liquidity | 55 (stronger) | 46 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 68th | 22nd |
| Total assets | $935.1M | $908.1M |
| Deposits / shares | $824.8M | $765.3M |
| Capital ratio | 10.21% (stronger) | 8.67% |
| Problem loans | 0.08% (stronger) | 0.18% |
| Net charge-offs | 0.04% (stronger) | 0.18% |
| Return on assets | 1.91% (stronger) | 0.90% |
| Loans ÷ deposits | 86.2% (stronger) | 106.1% |
| Uninsured deposits | 32.0% | 22.7% (stronger) |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 4.0% |
First Commerce Bank has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First Commerce Bank leads on 6 and Paragon Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.