The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 62).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Tennessee

Yes. Paragon Bank is an FDIC-insured institution (FDIC certificate #57874). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.7% of deposits ($173.7M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.67%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.38% (benchmark: 10%).

Check how much of your own balance is covered

Paragon Bank lists 9 offices in 6 cities across 4 states. Most locations:

• Memphis, TN (3)
• Oxford, MS (2)
• Atlanta, GA (1)
• Germantown, TN (1)
• Jackson, TN (1)
• Wilmington, NC (1)

All branch addresses and map

In 2025, Paragon Bank reported 196 home-loan applications under HMDA (LEI 549300TGWKRP2P13MO72): 169 originated ($57,725,000 total), 7 denied, and 20 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Paragon Bank

Former names

Paragon National Bank

Type

State-chartered bank (Fed member)

FDIC certificate #

57874

RSSD ID

3288452

Primary regulator

FED

Holding company

Paragon Finl Solutions Inc

Established

January 19, 2005

Headquarters

5400 Poplar Ave, Memphis, TN 38119

Website

www.bankparagon.com

Employees

122