Side-by-side · Q2 2026 data
First Commerce Bank vs Credit Union of New Jersey, a
Metric by metric
| Measure | First Commerce Bank | Credit Union of New Jersey, a |
|---|---|---|
| TellerScore | 60 | 72 (stronger) |
| Capital cushion | 52 | 56 (stronger) |
| Loan quality | 76 (stronger) | 69 |
| Earnings | 59 | 94 (stronger) |
| Funding & liquidity | 32 | 71 (stronger) |
| Problem-loan coverage | 83 | 85 (stronger) |
| Peer percentile | 21st | 57th |
| Total assets | $2.0B | $512.8M |
| Deposits / shares | $1.4B | $441.4M |
| Capital ratio | 10.15% | 10.60% (stronger) |
| Problem loans | 0.72% (stronger) | 0.93% |
| Net charge-offs | 0.00% (stronger) | 0.71% |
| Return on assets | 0.96% | 1.84% (stronger) |
| Loans ÷ deposits | 107.3% | 89.7% (stronger) |
| Uninsured deposits | 33.7% | 4.1% (stronger) |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union of New Jersey, a has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First Commerce Bank leads on 2 and Credit Union of New Jersey, a on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.