Side-by-side · Q2 2026 data
First Commerce Credit Union vs Power Financial Credit Union
Metric by metric
| Measure | First Commerce Credit Union | Power Financial Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 55 |
| Capital cushion | 51 | 90 (stronger) |
| Loan quality | 83 (stronger) | 0 |
| Earnings | 47 | 52 (stronger) |
| Funding & liquidity | 68 | 76 (stronger) |
| Problem-loan coverage | 92 (stronger) | 65 |
| Peer percentile | 41st | 13th |
| Total assets | $1.2B | $1.0B |
| Deposits / shares | $1.1B | $852.5M |
| Capital ratio | 10.13% | 14.03% (stronger) |
| Problem loans | 0.50% (stronger) | 3.35% |
| Net charge-offs | 0.41% | 0.38% (stronger) |
| Return on assets | 0.68% | 0.81% (stronger) |
| Loans ÷ deposits | 92.7% | 84.7% (stronger) |
| Uninsured deposits | 9.2% | 7.3% (stronger) |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.6% | — |
First Commerce Credit Union has the higher TellerScore (65 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Commerce Credit Union leads on 2 and Power Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.