Headquartered in Pembroke Pines, Florida, Power Financial Credit Union is a federally insured state-chartered credit union with $1.0B in total assets and $852.5M in member shares and deposits as of Q2 2026. It operates 7 offices. Its charter dates back to 1951.
Power Financial Credit Union has a TellerScore of 55 out of 100 (moderate) based on Q2 2026 data — higher than only 13% of its 454 credit unions with $1 billion – $10 billion. Among 107 credit unions headquartered in Florida, it ranks 98th. Capital cushion contributes the most (90/100, 14.03%); loan quality contributes the least (0/100, 3.35%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 29 points (84 → 55), mostly because the loan quality component weakened by 86 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 84 |
| Q4 2024 | 84 |
| Q1 2025 | 85 |
| Q2 2025 | 84 |
| Q3 2025 | 70 |
| Q4 2025 | 59 |
| Q1 2026 | 57 |
| Q2 2026 | 55 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.91% |
| Q3 2024 | 14.27% |
| Q4 2024 | 14.53% |
| Q1 2025 | 14.66% |
| Q2 2025 | 15.02% |
| Q3 2025 | 15.08% |
| Q4 2025 | 14.96% |
| Q1 2026 | 14.66% |
| Q2 2026 | 14.03% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.63% |
| Q3 2024 | 0.32% |
| Q4 2024 | 0.35% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.42% |
| Q3 2025 | 1.93% |
| Q4 2025 | 3.57% |
| Q1 2026 | 3.06% |
| Q2 2026 | 3.35% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.49% |
| Q3 2024 | 1.32% |
| Q4 2024 | 1.29% |
| Q1 2025 | 1.04% |
| Q2 2025 | 1.21% |
| Q3 2025 | 1.07% |
| Q4 2025 | 0.99% |
| Q1 2026 | 0.72% |
| Q2 2026 | 0.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 55 | $1.0B | 14.03% | 3.35% | 0.81% | 84.7% |
| Q1 2026 | 57 | $1.0B | 14.66% | 3.06% | 0.72% | 82.5% |
| Q4 2025 | 59 | $977.0M | 14.96% | 3.57% | 0.99% | 88.9% |
| Q3 2025 | 70 | $945.1M | 15.08% | 1.93% | 1.07% | 90.6% |
| Q2 2025 | 84 | $892.1M | 15.02% | 0.42% | 1.21% | 94.9% |
| Q1 2025 | 85 | $899.5M | 14.66% | 0.22% | 1.04% | 90.9% |
| Q4 2024 | 84 | $869.4M | 14.53% | 0.35% | 1.29% | 94.4% |
| Q3 2024 | 84 | $875.0M | 14.27% | 0.32% | 1.32% | 94.5% |
| Q2 2024 | 82 | $875.0M | 13.91% | 0.63% | 1.49% | 93.5% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| McCoy Federal Credit UnionCredit union Orlando, FL | 65 out of 100, Moderate | $1.0B | 10.4% | 0.59% | vs |
| Brightstar Credit UnionCredit union Fort Lauderdale, FL | 62 out of 100, Moderate | $1.1B | 9.2% | 0.52% | vs |
| Tropical Financial Credit UnionCredit union Miramar, FL | 58 out of 100, Moderate | $1.0B | 9.5% | 0.88% | vs |
| Radiant Credit UnionCredit union Gainesville, FL | 65 out of 100, Moderate | $1.1B | 9.5% | 0.47% | vs |
| First Commerce Credit UnionCredit union Tallahassee, FL | 65 out of 100, Moderate | $1.2B | 10.1% | 0.50% | vs |
| Gulf Winds Credit UnionCredit union Pensacola, FL | 69 out of 100, Moderate | $1.4B | 9.9% | 0.44% | vs |
Deposit insurance
Is my money safe at Power Financial Credit Union?
Yes. Power Financial Credit Union is a federally insured credit union (NCUA charter #68445). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.3% of shares and deposits ($62.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 14.03%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
7 locations
Branches
Power Financial Credit Union lists 7 offices in 7 cities. Most locations:
- Delray Beach, FL (1)
- Florida City, FL (1)
- Juno Beach, FL (1)
- Kendall, FL (1)
- Miami, FL (1)
- Pembroke Pines, FL (1)
- Plantation, FL (1)
Identity & history
Profile
- Legal name
- Power Financial Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68445
- RSSD ID
- 289681
- Primary regulator
- State + NCUA
- Established
- 1951
- Headquarters
- 2020 NW 150th Avenue, Pembroke Pines, FL 33028
- Employees
- 169
Quick answers
Power Financial Credit Union: common questions
Is Power Financial Credit Union NCUA insured?
Yes. Power Financial Credit Union is a federally insured credit union (NCUA charter #68445). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Power Financial Credit Union's TellerScore?
55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Power Financial Credit Union have?
7 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Pembroke Pines
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Jm Associates Federal Credit UnionCredit union Jacksonville, FL | 87 out of 100, Very strong | $151.2M | 15.5% | 0.71% | vs |
| Dade County Federal Credit UnionCredit union Sweetwater, FL | 84 out of 100, Strong | $1.5B | 13.1% | 0.31% | vs |
| Educational Federal Credit UnionCredit union Miami, FL | 84 out of 100, Strong | $1.8B | 15.4% | 0.61% | vs |
| Desjardins Bank, National AssociationBank Hallandale, FL | 84 out of 100, Strong | $362.1M | 19.3% | 0.31% | vs |
| Shaw-Ross Employees Credit UnionCredit union Miami, FL | 81 out of 100, Strong | $6.8M | 14.9% | 0.53% | vs |
| Hialeah Municipal Employees Federal Credit UnionCredit union Hialeah, FL | 81 out of 100, Strong | $14.2M | 22.9% | 0.04% | vs |