Side-by-side · Q2 2026 data
First Commercial Bank, National Association vs International Bank of Commerce
Metric by metric
| Measure | First Commercial Bank, National Association | International Bank of Commerce |
|---|---|---|
| TellerScore | 73 | 93 (stronger) |
| Capital cushion | 53 | 86 (stronger) |
| Loan quality | 85 | 98 (stronger) |
| Earnings | 75 | 93 (stronger) |
| Funding & liquidity | 78 | 94 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 53rd | 98th |
| Total assets | $565.9M | $567.8M |
| Deposits / shares | $502.1M | $457.0M |
| Capital ratio | 10.25% | 13.60% (stronger) |
| Problem loans | 0.45% | 0.07% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.30% |
| Return on assets | 1.37% | 1.81% (stronger) |
| Loans ÷ deposits | 59.5% | 30.7% (stronger) |
| Uninsured deposits | 35.3% | 21.1% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.6% | — |
International Bank of Commerce has the higher TellerScore (93 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Commercial Bank, National Association leads on 1 and International Bank of Commerce on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.