Side-by-side · Q2 2026 data
First Commercial Bank, National Association vs Trinity Bank, N.A.
Metric by metric
| Measure | First Commercial Bank, National Association | Trinity Bank, N.A. |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 53 | 78 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 75 | 88 (stronger) |
| Funding & liquidity | 78 (stronger) | 46 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 53rd | 84th |
| Total assets | $565.9M | $569.1M |
| Deposits / shares | $502.1M | $495.8M |
| Capital ratio | 10.25% | 12.79% (stronger) |
| Problem loans | 0.45% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 1.37% | 1.69% (stronger) |
| Loans ÷ deposits | 59.5% (stronger) | 73.4% |
| Uninsured deposits | 35.3% (stronger) | 52.0% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.6% | — |
Trinity Bank, N.A. has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Commercial Bank, National Association leads on 3 and Trinity Bank, N.A. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.