Side-by-side · Q2 2026 data
First Commercial Bank (USA) vs American Plus Bank, N.A.
Metric by metric
| Measure | First Commercial Bank (USA) | American Plus Bank, N.A. |
|---|---|---|
| TellerScore | 71 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 65 | 99 (stronger) |
| Earnings | 64 | 92 (stronger) |
| Funding & liquidity | 20 | 34 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 47th | 92nd |
| Total assets | $849.9M | $935.0M |
| Deposits / shares | $646.8M | $748.0M |
| Capital ratio | 23.27% (stronger) | 16.46% |
| Problem loans | 1.05% | 0.04% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.10% | 1.81% (stronger) |
| Loans ÷ deposits | 111.5% | 105.9% (stronger) |
| Uninsured deposits | 42.6% | 33.5% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | — |
American Plus Bank, N.A. has the higher TellerScore (88 vs 71). On the 6 directional measures above (where higher or lower is clearly better), First Commercial Bank (USA) leads on 1 and American Plus Bank, N.A. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.