Side-by-side · Q2 2026 data
First Commercial Bank (USA) vs Bank of San Francisco
Metric by metric
| Measure | First Commercial Bank (USA) | Bank of San Francisco |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 65 | 97 (stronger) |
| Earnings | 64 (stronger) | 57 |
| Funding & liquidity | 20 | 31 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 47th | 37th |
| Total assets | $849.9M | $863.6M |
| Deposits / shares | $646.8M | $740.7M |
| Capital ratio | 23.27% (stronger) | 10.92% |
| Problem loans | 1.05% | 0.09% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.10% (stronger) | 0.93% |
| Loans ÷ deposits | 111.5% | 92.8% (stronger) |
| Uninsured deposits | 42.6% (stronger) | 47.6% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | — |
First Commercial Bank (USA) has the higher TellerScore (71 vs 68). On the 6 directional measures above (where higher or lower is clearly better), First Commercial Bank (USA) leads on 4 and Bank of San Francisco on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.