Side-by-side · Q2 2026 data
First Commercial Bank (USA) vs Long Beach Firemen S Credit Union
Credit union
Long Beach Firemen S Credit Union
Long Beach, California · $100 million – $1 billion
Metric by metric
| Measure | First Commercial Bank (USA) | Long Beach Firemen S Credit Union |
|---|---|---|
| TellerScore | 71 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 65 | 99 (stronger) |
| Earnings | 64 | 82 (stronger) |
| Funding & liquidity | 20 | 66 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 47th | 96th |
| Total assets | $849.9M | $201.5M |
| Deposits / shares | $646.8M | $142.0M |
| Capital ratio | 23.27% | 29.43% (stronger) |
| Problem loans | 1.05% | 0.02% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.10% | 1.55% (stronger) |
| Loans ÷ deposits | 111.5% | 94.6% (stronger) |
| Uninsured deposits | 42.6% | 11.8% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | — |
Long Beach Firemen S Credit Union has the higher TellerScore (91 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Commercial Bank (USA) leads on 0 and Long Beach Firemen S Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.