Side-by-side · Q2 2026 data
First Commercial Bank (USA) vs Mission Valley Bank
Metric by metric
| Measure | First Commercial Bank (USA) | Mission Valley Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 65 (stronger) | 35 |
| Earnings | 64 (stronger) | 53 |
| Funding & liquidity | 20 | 59 (stronger) |
| Problem-loan coverage | 93 (stronger) | 73 |
| Peer percentile | 47th | 10th |
| Total assets | $849.9M | $782.0M |
| Deposits / shares | $646.8M | $615.3M |
| Capital ratio | 23.27% (stronger) | 11.00% |
| Problem loans | 1.05% (stronger) | 1.94% |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | 1.10% (stronger) | 0.82% |
| Loans ÷ deposits | 111.5% | 101.1% (stronger) |
| Uninsured deposits | 42.6% | 0.1% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | — |
First Commercial Bank (USA) has the higher TellerScore (71 vs 54). On the 7 directional measures above (where higher or lower is clearly better), First Commercial Bank (USA) leads on 5 and Mission Valley Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.