Side-by-side · Q2 2026 data
First Community Bank and Trust vs Fieldstone Credit Union
Metric by metric
| Measure | First Community Bank and Trust | Fieldstone Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 84 |
| Capital cushion | 85 | 90 (stronger) |
| Loan quality | 100 (stronger) | 77 |
| Earnings | 84 (stronger) | 65 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 96th | 75th |
| Total assets | $201.7M | $61.7M |
| Deposits / shares | $170.8M | $54.4M |
| Capital ratio | 13.47% | 14.01% (stronger) |
| Problem loans | 0.00% (stronger) | 0.69% |
| Net charge-offs | -0.21% (stronger) | 0.20% |
| Return on assets | 1.61% (stronger) | 1.13% |
| Loans ÷ deposits | 54.3% (stronger) | 56.2% |
| Uninsured deposits | 18.0% | 3.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Bank and Trust has the higher TellerScore (91 vs 84). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank and Trust leads on 5 and Fieldstone Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.