TellerScore

Fieldstone Credit Union is a federally insured state-chartered credit union headquartered in Bradley, Illinois, in business for about 73 years. At the end of Q2 2026 it reported $61.7M in total assets and $54.4M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Fieldstone Credit Union scores 84/100, which we describe as strong. That is higher than 75% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 52nd. Its strongest component is funding & liquidity (100/100; 56% loans-to-deposits, 3% uninsured), and its lowest is earnings (65/100; 1.13%).

TellerScore · Q2 2026

Scorecard

Capital cushion90/100
Net worth ratio: 14.01%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.69%
Earnings65/100
Return on assets (annualized): 1.13%
Funding & liquidity100/100
Loans ÷ shares: 56.2% · 3.2% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.43%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (77 → 84), mostly because the loan quality component improved by 19 points.

TellerScore
778389Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202481
Q4 202481
Q1 202585
Q2 202577
Q3 202589
Q4 202587
Q1 202678
Q2 202684
Net worth ratio
7.00%11.03%15.06%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.15%
Q3 202414.13%
Q4 202414.26%
Q1 202513.98%
Q2 202514.54%
Q3 202515.06%
Q4 202515.05%
Q1 202614.18%
Q2 202614.01%
Delinquent loans (60+ days)
0.37%0.82%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.73%
Q3 20240.65%
Q4 20240.72%
Q1 20250.37%
Q2 20251.26%
Q3 20250.41%
Q4 20250.68%
Q1 20260.76%
Q2 20260.69%
Return on assets
0.34%0.73%1.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.94%
Q3 20240.88%
Q4 20240.87%
Q1 20250.92%
Q2 20250.83%
Q3 20251.07%
Q4 20251.10%
Q1 20260.34%
Q2 20261.13%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$61.7M14.01%0.69%1.13%56.2%
Q1 202678$58.9M14.18%0.76%0.34%55.1%
Q4 202587$55.1M15.05%0.68%1.10%58.5%
Q3 202589$54.0M15.06%0.41%1.07%61.8%
Q2 202577$54.4M14.54%1.26%0.83%64.0%
Q1 202585$55.9M13.98%0.37%0.92%63.3%
Q4 202481$53.9M14.26%0.72%0.87%66.4%
Q3 202481$53.5M14.13%0.65%0.88%68.6%
Q2 202482$52.7M14.15%0.73%0.94%67.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.01%
48th
Problem loans0.69%
50th
Net charge-offs0.20%
47th
Return on assets1.13%
73rd
Loans to deposits56.2%
54th
Uninsured deposits3.2%
34th
Loan-loss reserves0.00%
37th
Texas ratio2.4%
48th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Acme Continental Credit UnionCredit union Riverdale, IL82 out of 100, Strong$62.5M17.1%0.55%vs
New Century Federal Credit UnionCredit union Joliet, IL80 out of 100, Strong$60.2M13.9%0.71%vs
Access Credit UnionCredit union Broadview, IL72 out of 100, Strong$57.9M14.0%1.24%vs
Moline Municipal Credit UnionCredit union Moline, IL73 out of 100, Strong$66.0M13.8%0.99%vs
United Equity Credit UnionCredit union Decatur, IL94 out of 100, Very strong$66.2M18.7%0.23%vs
Galesburg Burlington Credit UnionCredit union Galesburg, IL96 out of 100, Very strong$56.8M28.5%0.23%vs

Deposit insurance

Is my money safe at Fieldstone Credit Union?

Yes. Fieldstone Credit Union is a federally insured credit union (NCUA charter #60325). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.2% of shares and deposits ($1.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.01%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Fieldstone Credit Union lists 1 office in 1 city. Most locations:

  • Bradley, IL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Fieldstone Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60325
RSSD ID
66293
Primary regulator
State + NCUA
Established
1953
Headquarters
395 N Bradley Blvd, Bradley, IL 60915
Employees
14

Quick answers

Fieldstone Credit Union: common questions

Is Fieldstone Credit Union NCUA insured?

Yes. Fieldstone Credit Union is a federally insured credit union (NCUA charter #60325). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fieldstone Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fieldstone Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Bradley

InstitutionScoreAssetsCapitalProblem loansCompare
The First Trust and Savings Bank of Watseka, IllinoisBank Watseka, IL96 out of 100, Very strong$337.1M16.1%0.03%vs
Municipal Trust and Savings BankBank Bourbonnais, IL95 out of 100, Very strong$382.2M15.6%0.04%vs
First Community Bank and TrustBank Beecher, IL91 out of 100, Very strong$201.7M13.5%0.00%vs
Grundy BankBank Morris, IL85 out of 100, Very strong$504.7M12.6%0.20%vs
Commonwealth Credit UnionCredit union Bourbonnais, IL83 out of 100, Strong$128.1M13.2%0.43%vs
Providence Bank & TrustBank South Holland, IL81 out of 100, Strong$1.6B11.5%0.01%vs