Side-by-side · Q2 2026 data
First Community Bank and Trust vs First National Bank in Taylorville
Metric by metric
| Measure | First Community Bank and Trust | First National Bank in Taylorville |
|---|---|---|
| TellerScore | 91 | 92 (stronger) |
| Capital cushion | 85 | 94 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 84 (stronger) | 71 |
| Funding & liquidity | 97 | 98 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 96th | 97th |
| Total assets | $201.7M | $200.1M |
| Deposits / shares | $170.8M | $173.9M |
| Capital ratio | 13.47% | 14.41% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.21% (stronger) | -0.00% |
| Return on assets | 1.61% (stronger) | 1.29% |
| Loans ÷ deposits | 54.3% | 51.7% (stronger) |
| Uninsured deposits | 18.0% | 16.7% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank in Taylorville has the higher TellerScore (92 vs 91). On the 6 directional measures above (where higher or lower is clearly better), First Community Bank and Trust leads on 2 and First National Bank in Taylorville on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.