TellerScore

Headquartered in Taylorville, Illinois, First National Bank in Taylorville is a national bank with $200.1M in total assets and $173.9M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1956.

Based on its Q2 2026 filing, First National Bank in Taylorville scores 92/100, which we describe as very strong. That is higher than 97% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 12th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (71/100; 1.29%).

TellerScore · Q2 2026

Scorecard

Capital cushion94/100
Tier 1 leverage ratio: 14.41%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings71/100
Return on assets (annualized): 1.29%
Funding & liquidity98/100
Loans ÷ deposits and uninsured-deposit share: 51.7% · 16.7% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (89 → 92), mostly because the earnings component improved by 6 points.

TellerScore
848892Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202485
Q4 202485
Q1 202590
Q2 202589
Q3 202590
Q4 202589
Q1 202692
Q2 202692
Tier 1 leverage ratio
5.00%9.71%14.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.19%
Q3 202413.42%
Q4 202413.59%
Q1 202513.62%
Q2 202514.15%
Q3 202514.22%
Q4 202514.13%
Q1 202614.21%
Q2 202614.41%
Noncurrent loans
0.00%0.13%0.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.25%
Q3 20240.24%
Q4 20240.20%
Q1 20250.12%
Q2 20250.11%
Q3 20250.04%
Q4 20250.13%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.88%1.17%1.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.92%
Q3 20240.91%
Q4 20240.88%
Q1 20251.46%
Q2 20251.12%
Q3 20251.16%
Q4 20251.14%
Q1 20261.38%
Q2 20261.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$200.1M14.41%0.00%1.29%51.7%
Q1 202692$201.0M14.21%0.00%1.38%45.7%
Q4 202589$198.0M14.13%0.13%1.14%47.0%
Q3 202590$195.0M14.22%0.04%1.16%45.4%
Q2 202589$191.9M14.15%0.11%1.12%44.2%
Q1 202590$197.3M13.62%0.12%1.46%37.7%
Q4 202485$193.0M13.59%0.20%0.88%38.6%
Q3 202485$199.5M13.42%0.24%0.91%38.3%
Q2 202484$194.1M13.19%0.25%0.92%38.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.41%
84th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs-0.00%
81st
Return on assets1.29%
52nd
Net interest margin2.94%
8th
Efficiency ratio53.7%
75th
Loans to deposits51.7%
90th
Uninsured deposits16.7%
77th
Loan-loss reserves1.14%
44th
Texas ratio0.0%
95th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
SmartBiz Bank, National AssociationBank Northbrook, IL44 out of 100, Below average$200.8M8.4%1.49%vs
Fidelity BankBank Savanna, IL52 out of 100, Below average$198.6M8.0%0.78%vs
First Community Bank and TrustBank Beecher, IL91 out of 100, Very strong$201.7M13.5%0.00%vs
Vermilion Valley BankBank Piper City, IL96 out of 100, Very strong$198.2M16.7%0.03%vs
Scott State BankBank Bethany, IL86 out of 100, Very strong$203.5M13.7%0.24%vs
Frederick Community Bank, TheBank Paxton, IL84 out of 100, Strong$196.1M10.4%0.00%vs

Deposit insurance

Is my money safe at First National Bank in Taylorville?

Yes. First National Bank in Taylorville is an FDIC-insured institution (FDIC certificate #17572). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 16.7% of deposits ($29.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.41%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

First National Bank in Taylorville lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First National Bank in Taylorville
Type
National bank
FDIC certificate #
17572
RSSD ID
177443
Primary regulator
OCC
Holding company
First Bcorp of Taylorville Inc
Established
March 28, 1956
Headquarters
322 W Main Cross St, Taylorville, IL 62568
Employees
21

Quick answers

First National Bank in Taylorville: common questions

Is First National Bank in Taylorville FDIC insured?

Yes. First National Bank in Taylorville is an FDIC-insured institution (FDIC certificate #17572). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First National Bank in Taylorville's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First National Bank in Taylorville ever failed?

There is no failure record for FDIC certificate #17572 in the FDIC failed bank list.

How many branches does First National Bank in Taylorville have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Taylorville

InstitutionScoreAssetsCapitalProblem loansCompare
Springfield Firefighters Credit UnionCredit union Springfield, IL100 out of 100, Very strong$3.4M16.6%0.00%vs
Heartland Credit UnionCredit union Springfield, IL89 out of 100, Very strong$573.7M13.7%0.25%vs
Midland Community BankBank Kincaid, IL88 out of 100, Very strong$68.8M12.1%0.00%vs
Scott State BankBank Bethany, IL86 out of 100, Very strong$203.5M13.7%0.24%vs
Springfield City Employees Credit UnionCredit union Springfield, IL85 out of 100, Very strong$12.8M17.1%0.33%vs
Decatur Policemen Credit UnionCredit union Decatur, IL85 out of 100, Very strong$5.3M15.0%0.44%vs