Side-by-side · Q2 2026 data
First Community Bank and Trust vs Maternity B.V.M. Credit Union
Metric by metric
| Measure | First Community Bank and Trust | Maternity B.V.M. Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 79 |
| Capital cushion | 85 (stronger) | 78 |
| Loan quality | 100 | 100 |
| Earnings | 84 (stronger) | 39 |
| Funding & liquidity | 97 (stronger) | 88 |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 96th | 62nd |
| Total assets | $201.7M | $11.3M |
| Deposits / shares | $170.8M | $9.9M |
| Capital ratio | 13.47% (stronger) | 12.78% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.21% (stronger) | 0.20% |
| Return on assets | 1.61% (stronger) | 0.49% |
| Loans ÷ deposits | 54.3% (stronger) | 72.4% |
| Uninsured deposits | 18.0% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Bank and Trust has the higher TellerScore (91 vs 79). On the 6 directional measures above (where higher or lower is clearly better), First Community Bank and Trust leads on 5 and Maternity B.V.M. Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.