TellerScore

Headquartered in Bourbonnais, Illinois, Maternity B.V.M. Credit Union is a federally insured state-chartered credit union with $11.3M in total assets and $9.9M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1957.

Maternity B.V.M. Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 62% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 80th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (39/100, 0.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion78/100
Net worth ratio: 12.78%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings39/100
Return on assets (annualized): 0.49%
Funding & liquidity88/100
Loans ÷ shares: 72.4% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 27 points (52 → 79), mostly because the loan quality component improved by 66 points.

TellerScore
526679Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202466
Q4 202465
Q1 202556
Q2 202552
Q3 202562
Q4 202569
Q1 202665
Q2 202679
Net worth ratio
7.00%9.89%12.78%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.15%
Q3 202411.41%
Q4 202411.66%
Q1 202511.67%
Q2 202511.62%
Q3 202511.55%
Q4 202512.24%
Q1 202612.41%
Q2 202612.78%
Delinquent loans (60+ days)
0.00%0.98%1.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.21%
Q3 20240.42%
Q4 20240.69%
Q1 20251.49%
Q2 20251.97%
Q3 20250.99%
Q4 20250.58%
Q1 20260.66%
Q2 20260.00%
Return on assets
-0.66%-0.09%0.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.43%
Q3 2024-0.36%
Q4 2024-0.28%
Q1 2025-0.48%
Q2 2025-0.46%
Q3 2025-0.32%
Q4 2025-0.18%
Q1 2026-0.66%
Q2 20260.49%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$11.3M12.78%0.00%0.49%72.4%
Q1 202665$11.3M12.41%0.66%-0.66%67.7%
Q4 202569$11.6M12.24%0.58%-0.18%62.7%
Q3 202562$12.2M11.55%0.99%-0.32%62.3%
Q2 202552$12.2M11.62%1.97%-0.46%61.9%
Q1 202556$12.2M11.67%1.49%-0.48%64.1%
Q4 202465$12.4M11.66%0.69%-0.28%63.7%
Q3 202466$12.6M11.41%0.42%-0.36%62.9%
Q2 202467$13.0M11.15%0.21%-0.43%62.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.78%
38th
Problem loans0.00%
94th
Net charge-offs0.20%
47th
Return on assets0.49%
41st
Loans to deposits72.4%
30th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Paris Hi-Way Credit UnionCredit union Paris, IL100 out of 100, Very strong$11.3M15.8%0.00%vs
Joliet Municipal Employees Federal Credit UnionCredit union Joliet, IL56 out of 100, Moderate$11.1M11.1%2.08%vs
South Shop Federal Credit UnionCredit union Alsip, IL79 out of 100, Strong$11.1M22.4%1.42%vs
Funeral Service Credit UnionCredit union Springfield, IL73 out of 100, Strong$10.7M17.9%0.72%vs
Chicago'S Bravest Credit UnionCredit union Chicago, IL83 out of 100, Strong$10.6M21.3%0.93%vs
Kankakee Federation of Teachers Credit UnionCredit union Kankakee, IL56 out of 100, Moderate$10.6M12.6%4.04%vs

Deposit insurance

Is my money safe at Maternity B.V.M. Credit Union?

Yes. Maternity B.V.M. Credit Union is a federally insured credit union (NCUA charter #60212). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.78%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Maternity B.V.M. Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Maternity B.V.M. Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60212
RSSD ID
312691
Primary regulator
State + NCUA
Established
1957
Headquarters
P.O. Box 56, Bourbonnais, IL 60914
Employees
2

Quick answers

Maternity B.V.M. Credit Union: common questions

Is Maternity B.V.M. Credit Union NCUA insured?

Yes. Maternity B.V.M. Credit Union is a federally insured credit union (NCUA charter #60212). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Maternity B.V.M. Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Maternity B.V.M. Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Bourbonnais

InstitutionScoreAssetsCapitalProblem loansCompare
The First Trust and Savings Bank of Watseka, IllinoisBank Watseka, IL96 out of 100, Very strong$337.1M16.1%0.03%vs
Municipal Trust and Savings BankBank Bourbonnais, IL95 out of 100, Very strong$382.2M15.6%0.04%vs
First Community Bank and TrustBank Beecher, IL91 out of 100, Very strong$201.7M13.5%0.00%vs
Grundy BankBank Morris, IL85 out of 100, Very strong$504.7M12.6%0.20%vs
Fieldstone Credit UnionCredit union Bradley, IL84 out of 100, Strong$61.7M14.0%0.69%vs
Commonwealth Credit UnionCredit union Bourbonnais, IL83 out of 100, Strong$128.1M13.2%0.43%vs