Side-by-side · Q2 2026 data
First Community Bank and Trust vs National Bank of St. Anne
Metric by metric
| Measure | First Community Bank and Trust | National Bank of St. Anne |
|---|---|---|
| TellerScore | 91 (stronger) | 57 |
| Capital cushion | 85 (stronger) | 44 |
| Loan quality | 100 (stronger) | 48 |
| Earnings | 84 (stronger) | 72 |
| Funding & liquidity | 97 (stronger) | 65 |
| Problem-loan coverage | 87 (stronger) | 77 |
| Peer percentile | 96th | 14th |
| Total assets | $201.7M | $143.2M |
| Deposits / shares | $170.8M | $126.8M |
| Capital ratio | 13.47% (stronger) | 9.44% |
| Problem loans | 0.00% (stronger) | 1.55% |
| Net charge-offs | -0.21% (stronger) | 0.04% |
| Return on assets | 1.61% (stronger) | 1.29% |
| Loans ÷ deposits | 54.3% (stronger) | 95.2% |
| Uninsured deposits | 18.0% | 15.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Bank and Trust has the higher TellerScore (91 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank and Trust leads on 6 and National Bank of St. Anne on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.