National Bank of St. Anne is a national bank headquartered in St. Anne, Illinois, in business for about 78 years. At the end of Q2 2026 it reported $143.2M in total assets and $126.8M in deposits, with 3 offices.
National Bank of St. Anne has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 14% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 270th. Problem-loan coverage contributes the most (77/100, 11.6%); capital cushion contributes the least (44/100, 9.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (61 → 57), mostly because the loan quality component weakened by 24 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 47 |
| Q4 2024 | 39 |
| Q1 2025 | 58 |
| Q2 2025 | 61 |
| Q3 2025 | 40 |
| Q4 2025 | 51 |
| Q1 2026 | 56 |
| Q2 2026 | 57 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.90% |
| Q3 2024 | 8.74% |
| Q4 2024 | 8.65% |
| Q1 2025 | 8.70% |
| Q2 2025 | 9.07% |
| Q3 2025 | 9.12% |
| Q4 2025 | 9.52% |
| Q1 2026 | 9.13% |
| Q2 2026 | 9.44% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.87% |
| Q3 2024 | 1.97% |
| Q4 2024 | 2.78% |
| Q1 2025 | 0.93% |
| Q2 2025 | 0.83% |
| Q3 2025 | 2.99% |
| Q4 2025 | 2.13% |
| Q1 2026 | 1.47% |
| Q2 2026 | 1.55% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.77% |
| Q3 2024 | 0.78% |
| Q4 2024 | 0.72% |
| Q1 2025 | 0.83% |
| Q2 2025 | 0.95% |
| Q3 2025 | 1.02% |
| Q4 2025 | 1.15% |
| Q1 2026 | 1.05% |
| Q2 2026 | 1.29% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $143.2M | 9.44% | 1.55% | 1.29% | 95.2% |
| Q1 2026 | 56 | $144.0M | 9.13% | 1.47% | 1.05% | 90.0% |
| Q4 2025 | 51 | $140.6M | 9.52% | 2.13% | 1.15% | 91.9% |
| Q3 2025 | 40 | $137.4M | 9.12% | 2.99% | 1.02% | 93.7% |
| Q2 2025 | 61 | $135.5M | 9.07% | 0.83% | 0.95% | 90.3% |
| Q1 2025 | 58 | $134.0M | 8.70% | 0.93% | 0.83% | 86.9% |
| Q4 2024 | 39 | $135.6M | 8.65% | 2.78% | 0.72% | 85.7% |
| Q3 2024 | 47 | $134.1M | 8.74% | 1.97% | 0.78% | 91.2% |
| Q2 2024 | 59 | $133.2M | 8.90% | 0.87% | 0.77% | 92.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Union Federal Savings and Loan AssociationBank Kewanee, IL | 77 out of 100, Strong | $145.6M | 16.5% | 0.51% | vs |
| Federated BankBank Onarga, IL | 69 out of 100, Moderate | $140.1M | 8.9% | 0.20% | vs |
| First National Bank in PinckneyvilleBank Pinckneyville, IL | 61 out of 100, Moderate | $138.4M | 11.8% | 2.01% | vs |
| Du Quoin State BankBank Du Quoin, IL | 78 out of 100, Strong | $148.2M | 10.8% | 0.00% | vs |
| State Bank of CherryBank Cherry, IL | 72 out of 100, Strong | $137.6M | 11.6% | 0.50% | vs |
| Streator Home Savings BankBank Streator, IL | 70 out of 100, Strong | $137.0M | 22.0% | 1.19% | vs |
Deposit insurance
Is my money safe at National Bank of St. Anne?
Yes. National Bank of St. Anne is an FDIC-insured institution (FDIC certificate #16752). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.3% of deposits ($19.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.44%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.39% (benchmark: 10%).
3 locations
Branches
National Bank of St. Anne lists 3 offices in 3 cities. Most locations:
- Herscher, IL (1)
- Manteno, IL (1)
- St. Anne, IL (1)
Identity & history
Profile
- Legal name
- National Bank of St. Anne
- Type
- National bank
- FDIC certificate #
- 16752
- RSSD ID
- 760340
- Primary regulator
- OCC
- Holding company
- St Anne Bcorp Inc
- Established
- December 4, 1948
- Headquarters
- 158 W Station St, St. Anne, IL 60964
- Website
- www.natbankil.com
- Employees
- 29
Quick answers
National Bank of St. Anne: common questions
Is National Bank of St. Anne FDIC insured?
Yes. National Bank of St. Anne is an FDIC-insured institution (FDIC certificate #16752). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is National Bank of St. Anne's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has National Bank of St. Anne ever failed?
There is no failure record for FDIC certificate #16752 in the FDIC failed bank list.
How many branches does National Bank of St. Anne have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near St. Anne
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First Trust and Savings Bank of Watseka, IllinoisBank Watseka, IL | 96 out of 100, Very strong | $337.1M | 16.1% | 0.03% | vs |
| Municipal Trust and Savings BankBank Bourbonnais, IL | 95 out of 100, Very strong | $382.2M | 15.6% | 0.04% | vs |
| First Community Bank and TrustBank Beecher, IL | 91 out of 100, Very strong | $201.7M | 13.5% | 0.00% | vs |
| Fieldstone Credit UnionCredit union Bradley, IL | 84 out of 100, Strong | $61.7M | 14.0% | 0.69% | vs |
| Commonwealth Credit UnionCredit union Bourbonnais, IL | 83 out of 100, Strong | $128.1M | 13.2% | 0.43% | vs |
| Fowler State BankBank Fowler, IN | 80 out of 100, Strong | $190.3M | 15.5% | 0.61% | vs |