Side-by-side · Q2 2026 data
First Community Bank and Trust vs PeopleFirst Bank
Metric by metric
| Measure | First Community Bank and Trust | PeopleFirst Bank |
|---|---|---|
| TellerScore | 91 (stronger) | 78 |
| Capital cushion | 85 (stronger) | 73 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 84 (stronger) | 66 |
| Funding & liquidity | 97 (stronger) | 59 |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 96th | 72nd |
| Total assets | $201.7M | $265.6M |
| Deposits / shares | $170.8M | $211.1M |
| Capital ratio | 13.47% (stronger) | 12.35% |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | -0.21% (stronger) | 0.03% |
| Return on assets | 1.61% (stronger) | 1.14% |
| Loans ÷ deposits | 54.3% (stronger) | 86.5% |
| Uninsured deposits | 18.0% (stronger) | 28.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Bank and Trust has the higher TellerScore (91 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank and Trust leads on 7 and PeopleFirst Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.