Side-by-side · Q2 2026 data
First Community Bank and Trust vs Tech Credit Union
Metric by metric
| Measure | First Community Bank and Trust | Tech Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 49 |
| Capital cushion | 85 (stronger) | 43 |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 84 (stronger) | 34 |
| Funding & liquidity | 97 (stronger) | 63 |
| Problem-loan coverage | 87 (stronger) | 71 |
| Peer percentile | 96th | 5th |
| Total assets | $201.7M | $599.0M |
| Deposits / shares | $170.8M | $542.1M |
| Capital ratio | 13.47% (stronger) | 9.29% |
| Problem loans | 0.00% (stronger) | 1.45% |
| Net charge-offs | -0.21% (stronger) | 0.20% |
| Return on assets | 1.61% (stronger) | 0.35% |
| Loans ÷ deposits | 54.3% (stronger) | 97.4% |
| Uninsured deposits | 18.0% | 7.3% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.4% |
First Community Bank and Trust has the higher TellerScore (91 vs 49). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank and Trust leads on 6 and Tech Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.