Side-by-side · Q2 2026 data
First Community Bank vs Blue Ridge Bank, National Association
Bank
Blue Ridge Bank, National Association
Martinsville, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | First Community Bank | Blue Ridge Bank, National Association |
|---|---|---|
| TellerScore | 75 (stronger) | 49 |
| Capital cushion | 52 | 62 (stronger) |
| Loan quality | 77 (stronger) | 44 |
| Earnings | 100 (stronger) | 20 |
| Funding & liquidity | 73 (stronger) | 55 |
| Problem-loan coverage | 94 (stronger) | 76 |
| Peer percentile | 77th | 6th |
| Total assets | $3.6B | $2.3B |
| Deposits / shares | $3.0B | $1.9B |
| Capital ratio | 10.23% | 11.23% (stronger) |
| Problem loans | 0.70% (stronger) | 1.68% |
| Net charge-offs | 0.17% | 0.03% (stronger) |
| Return on assets | 2.05% (stronger) | 0.01% |
| Loans ÷ deposits | 79.9% (stronger) | 96.8% |
| Uninsured deposits | 21.3% (stronger) | 22.7% |
| Offices | 62 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.8% | 11.7% |
First Community Bank has the higher TellerScore (75 vs 49). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 5 and Blue Ridge Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.