Side-by-side · Q2 2026 data
First Community Bank vs City National Bank of West Virginia
Metric by metric
| Measure | First Community Bank | City National Bank of West Virginia |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 52 (stronger) | 46 |
| Loan quality | 77 | 93 (stronger) |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 73 | 76 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 77th | 86th |
| Total assets | $3.6B | $6.8B |
| Deposits / shares | $3.0B | $5.4B |
| Capital ratio | 10.23% (stronger) | 9.65% |
| Problem loans | 0.70% | 0.22% (stronger) |
| Net charge-offs | 0.17% | 0.05% (stronger) |
| Return on assets | 2.05% (stronger) | 1.96% |
| Loans ÷ deposits | 79.9% (stronger) | 82.7% |
| Uninsured deposits | 21.3% | 16.7% (stronger) |
| Offices | 62 | 95 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.8% | 27.3% |
City National Bank of West Virginia has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 3 and City National Bank of West Virginia on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Beckley, WV
- Princeton, WV
- Hinton, WV