Side-by-side · Q2 2026 data
First Community Bank vs Primis Bank
Metric by metric
| Measure | First Community Bank | Primis Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 50 |
| Capital cushion | 52 (stronger) | 45 |
| Loan quality | 77 (stronger) | 39 |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 73 (stronger) | 46 |
| Problem-loan coverage | 94 (stronger) | 74 |
| Peer percentile | 77th | 7th |
| Total assets | $3.6B | $4.3B |
| Deposits / shares | $3.0B | $3.5B |
| Capital ratio | 10.23% (stronger) | 9.51% |
| Problem loans | 0.70% (stronger) | 1.83% |
| Net charge-offs | 0.17% (stronger) | 0.39% |
| Return on assets | 2.05% (stronger) | 1.02% |
| Loans ÷ deposits | 79.9% (stronger) | 105.7% |
| Uninsured deposits | 21.3% (stronger) | 22.9% |
| Offices | 62 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.8% | — |
First Community Bank has the higher TellerScore (75 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 7 and Primis Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.