Side-by-side · Q2 2026 data
First Community Bank vs BankFirst
Metric by metric
| Measure | First Community Bank | BankFirst |
|---|---|---|
| TellerScore | 66 | 85 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 87 (stronger) | 72 |
| Earnings | 60 | 97 (stronger) |
| Funding & liquidity | 71 (stronger) | 53 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 31st | 97th |
| Total assets | $342.3M | $1.2B |
| Deposits / shares | $300.2M | $804.7M |
| Capital ratio | 9.05% | 15.31% (stronger) |
| Problem loans | 0.40% (stronger) | 0.84% |
| Net charge-offs | 0.01% (stronger) | 0.39% |
| Return on assets | 0.99% | 1.92% (stronger) |
| Loans ÷ deposits | 84.8% (stronger) | 89.4% |
| Uninsured deposits | 18.9% (stronger) | 31.1% |
| Offices | 4 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.8% |
BankFirst has the higher TellerScore (85 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank leads on 4 and BankFirst on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.