Side-by-side · Q2 2026 data
First Community Bank of Central Alabama vs Max Credit Union
Metric by metric
| Measure | First Community Bank of Central Alabama | Max Credit Union |
|---|---|---|
| TellerScore | 74 | 89 (stronger) |
| Capital cushion | 36 | 95 (stronger) |
| Loan quality | 97 (stronger) | 77 |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 57th | 97th |
| Total assets | $694.3M | $2.4B |
| Deposits / shares | $638.3M | $2.1B |
| Capital ratio | 8.57% | 14.52% (stronger) |
| Problem loans | 0.10% (stronger) | 0.68% |
| Net charge-offs | 0.02% (stronger) | 0.45% |
| Return on assets | 2.44% (stronger) | 1.60% |
| Loans ÷ deposits | 77.7% | 56.2% (stronger) |
| Uninsured deposits | 34.6% | 8.0% (stronger) |
| Offices | 9 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.0% |
Max Credit Union has the higher TellerScore (89 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank of Central Alabama leads on 3 and Max Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Prattville, AL
- Wetumpka, AL
- Millbrook, AL