Side-by-side · Q2 2026 data
First Community Bank of Central Alabama vs Tvh Federal Credit Union
Metric by metric
| Measure | First Community Bank of Central Alabama | Tvh Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 97 (stronger) | 86 |
| Earnings | 100 (stronger) | 26 |
| Funding & liquidity | 61 | 64 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 57th | 54th |
| Total assets | $694.3M | $5.1M |
| Deposits / shares | $638.3M | $3.8M |
| Capital ratio | 8.57% | 23.37% (stronger) |
| Problem loans | 0.10% (stronger) | 0.41% |
| Net charge-offs | 0.02% (stronger) | 0.22% |
| Return on assets | 2.44% (stronger) | 0.15% |
| Loans ÷ deposits | 77.7% (stronger) | 95.8% |
| Uninsured deposits | 34.6% | 0.0% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tvh Federal Credit Union has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank of Central Alabama leads on 4 and Tvh Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.