Side-by-side · Q2 2026 data
First Community Bank of Hillsboro vs Southern Illinois Bank
Metric by metric
| Measure | First Community Bank of Hillsboro | Southern Illinois Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 62 |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 97 (stronger) | 0 |
| Earnings | 61 | 65 (stronger) |
| Funding & liquidity | 74 | 82 (stronger) |
| Problem-loan coverage | 99 (stronger) | 64 |
| Peer percentile | 68th | 22nd |
| Total assets | $133.3M | $136.5M |
| Deposits / shares | $103.2M | $114.1M |
| Capital ratio | 11.59% | 17.72% (stronger) |
| Problem loans | 0.10% (stronger) | 4.75% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.03% | 1.13% (stronger) |
| Loans ÷ deposits | 84.6% | 63.6% (stronger) |
| Uninsured deposits | 16.7% (stronger) | 28.5% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Bank of Hillsboro has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank of Hillsboro leads on 4 and Southern Illinois Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.