Headquartered in Hillsboro, Illinois, First Community Bank of Hillsboro is a state-chartered bank with $133.3M in total assets and $103.2M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1998.
First Community Bank of Hillsboro has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 95th. Problem-loan coverage contributes the most (99/100, 0.6%); earnings contributes the least (61/100, 1.03%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (69 → 77), mostly because the earnings component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 64 |
| Q4 2024 | 65 |
| Q1 2025 | 68 |
| Q2 2025 | 69 |
| Q3 2025 | 69 |
| Q4 2025 | 74 |
| Q1 2026 | 77 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.55% |
| Q3 2024 | 9.84% |
| Q4 2024 | 10.19% |
| Q1 2025 | 10.71% |
| Q2 2025 | 10.52% |
| Q3 2025 | 10.79% |
| Q4 2025 | 10.91% |
| Q1 2026 | 11.24% |
| Q2 2026 | 11.59% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.45% |
| Q3 2024 | 0.52% |
| Q4 2024 | 0.48% |
| Q1 2025 | 0.47% |
| Q2 2025 | 0.44% |
| Q3 2025 | 0.63% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.10% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.22% |
| Q3 2024 | 0.36% |
| Q4 2024 | 0.37% |
| Q1 2025 | 0.51% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.80% |
| Q1 2026 | 1.00% |
| Q2 2026 | 1.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $133.3M | 11.59% | 0.10% | 1.03% | 84.6% |
| Q1 2026 | 77 | $135.1M | 11.24% | 0.00% | 1.00% | 82.7% |
| Q4 2025 | 74 | $137.2M | 10.91% | 0.00% | 0.80% | 83.0% |
| Q3 2025 | 69 | $139.9M | 10.79% | 0.63% | 0.78% | 74.5% |
| Q2 2025 | 69 | $136.5M | 10.52% | 0.44% | 0.66% | 77.5% |
| Q1 2025 | 68 | $140.4M | 10.71% | 0.47% | 0.51% | 75.7% |
| Q4 2024 | 65 | $132.1M | 10.19% | 0.48% | 0.37% | 80.2% |
| Q3 2024 | 64 | $141.4M | 9.84% | 0.52% | 0.36% | 75.5% |
| Q2 2024 | 63 | $152.4M | 9.55% | 0.45% | 0.22% | 67.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Iuka State BankBank Salem, IL | 30 out of 100, Low | $133.0M | 10.3% | 7.98% | vs |
| Bank of KampsvilleBank Kampsville, IL | 91 out of 100, Very strong | $134.1M | 17.4% | 0.01% | vs |
| Rushville State BankBank Rushville, IL | 94 out of 100, Very strong | $134.8M | 14.3% | 0.19% | vs |
| The Litchfield National BankBank Litchfield, IL | 62 out of 100, Moderate | $135.7M | 8.9% | 0.84% | vs |
| Farmers State Bank & Trust Co.Bank Mount Sterling, IL | 73 out of 100, Strong | $130.2M | 9.4% | 0.33% | vs |
| Southern Illinois BankBank Johnston City, IL | 62 out of 100, Moderate | $136.5M | 17.7% | 4.75% | vs |
Deposit insurance
Is my money safe at First Community Bank of Hillsboro?
Yes. First Community Bank of Hillsboro is an FDIC-insured institution (FDIC certificate #34752). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 16.7% of deposits ($17.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.59%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
First Community Bank of Hillsboro lists 1 office in 1 city. Most locations:
- Hillsboro, IL (1)
Identity & history
Profile
- Legal name
- First Community Bank of Hillsboro
- Type
- State-chartered bank
- FDIC certificate #
- 34752
- RSSD ID
- 2696180
- Primary regulator
- FDIC
- Holding company
- First Cmty Banc Holding Co
- Established
- May 29, 1998
- Headquarters
- 807 S Main St, Hillsboro, IL 62049
- Website
- www.fcbhillsboro.com
- Employees
- 23
Quick answers
First Community Bank of Hillsboro: common questions
Is First Community Bank of Hillsboro FDIC insured?
Yes. First Community Bank of Hillsboro is an FDIC-insured institution (FDIC certificate #34752). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Community Bank of Hillsboro's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Community Bank of Hillsboro ever failed?
There is no failure record for FDIC certificate #34752 in the FDIC failed bank list.
How many branches does First Community Bank of Hillsboro have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hillsboro
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Peoples State Bank of Newton, IllinoisBank Newton, IL | 81 out of 100, Strong | $736.7M | 13.5% | 0.54% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |
| Prairie State Bank and TrustBank Springfield, IL | 80 out of 100, Strong | $840.1M | 12.4% | 0.52% | vs |
| The First National Bank of RaymondBank Raymond, IL | 78 out of 100, Strong | $187.1M | 10.9% | 0.42% | vs |
| Taylorville Community Credit UnionCredit union Taylorville, IL | 77 out of 100, Strong | $90.8M | 12.6% | 0.87% | vs |
| The First National Bank of LitchfieldBank Litchfield, IL | 77 out of 100, Strong | $150.4M | 11.5% | 0.13% | vs |