Side-by-side · Q2 2026 data
First Community Bank of Moultrie County vs American Metro Bank
Metric by metric
| Measure | First Community Bank of Moultrie County | American Metro Bank |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 41 | 81 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 70 (stronger) | 63 |
| Funding & liquidity | 90 (stronger) | 30 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 57th | 64th |
| Total assets | $119.7M | $119.1M |
| Deposits / shares | $109.7M | $88.0M |
| Capital ratio | 9.13% | 13.10% (stronger) |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.03% (stronger) |
| Return on assets | 1.24% (stronger) | 1.07% |
| Loans ÷ deposits | 47.9% (stronger) | 108.3% |
| Uninsured deposits | 24.4% (stronger) | 34.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Metro Bank has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank of Moultrie County leads on 3 and American Metro Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.