American Metro Bank (FDIC certificate #34334) is based in Chicago, Illinois. Its Q2 2026 call report shows $119.1M in total assets and $88.0M in deposits and 2 offices.
American Metro Bank has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 64% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 106th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (30/100, 108% loans-to-deposits, 35% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 76).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 80 |
| Q4 2024 | 77 |
| Q1 2025 | 74 |
| Q2 2025 | 75 |
| Q3 2025 | 75 |
| Q4 2025 | 75 |
| Q1 2026 | 75 |
| Q2 2026 | 76 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.56% |
| Q3 2024 | 13.15% |
| Q4 2024 | 12.60% |
| Q1 2025 | 12.37% |
| Q2 2025 | 12.68% |
| Q3 2025 | 12.61% |
| Q4 2025 | 12.31% |
| Q1 2026 | 12.40% |
| Q2 2026 | 13.10% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.45% |
| Q3 2024 | 1.23% |
| Q4 2024 | 1.05% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.90% |
| Q3 2025 | 0.92% |
| Q4 2025 | 0.93% |
| Q1 2026 | 1.04% |
| Q2 2026 | 1.07% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $119.1M | 13.10% | 0.00% | 1.07% | 108.3% |
| Q1 2026 | 75 | $117.9M | 12.40% | 0.00% | 1.04% | 105.2% |
| Q4 2025 | 75 | $120.3M | 12.31% | 0.00% | 0.93% | 104.7% |
| Q3 2025 | 75 | $113.5M | 12.61% | 0.00% | 0.92% | 105.2% |
| Q2 2025 | 75 | $111.0M | 12.68% | 0.00% | 0.90% | 102.4% |
| Q1 2025 | 74 | $109.5M | 12.37% | 0.00% | 0.75% | 101.4% |
| Q4 2024 | 77 | $106.2M | 12.60% | 0.00% | 1.05% | 106.6% |
| Q3 2024 | 80 | $103.6M | 13.15% | 0.00% | 1.23% | 104.8% |
| Q2 2024 | 83 | $92.7M | 13.56% | 0.00% | 1.45% | 101.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Community Bank of Moultrie CountyBank Sullivan, IL | 74 out of 100, Strong | $119.7M | 9.1% | 0.10% | vs |
| The Granville National BankBank Granville, IL | 61 out of 100, Moderate | $118.4M | 11.1% | 2.21% | vs |
| Collinsville Building and Loan AssociationBank Collinsville, IL | 78 out of 100, Strong | $117.6M | 29.5% | 0.10% | vs |
| The State Bank of GenevaBank Geneva, IL | 75 out of 100, Strong | $116.2M | 11.8% | 0.16% | vs |
| Midwest National BankBank Sandoval, IL | 38 out of 100, Low | $122.6M | 8.1% | 1.91% | vs |
| The First National Bank of SpartaBank Sparta, IL | 84 out of 100, Strong | $114.6M | 12.6% | 0.56% | vs |
Deposit insurance
Is my money safe at American Metro Bank?
Yes. American Metro Bank is an FDIC-insured institution (FDIC certificate #34334). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 34.6% of deposits ($30.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.10%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
American Metro Bank lists 2 offices in 1 city. Most locations:
- Chicago, IL (2)
Identity & history
Profile
- Legal name
- American Metro Bank
- Type
- State-chartered bank
- FDIC certificate #
- 34334
- RSSD ID
- 2533043
- Primary regulator
- FDIC
- Holding company
- American Metro Bcorp Inc
- Established
- January 29, 1997
- Headquarters
- 4878 N Broadway St, Chicago, IL 60640
- Website
- www.americanmetrobank.com
- Employees
- 18
Quick answers
American Metro Bank: common questions
Is American Metro Bank FDIC insured?
Yes. American Metro Bank is an FDIC-insured institution (FDIC certificate #34334). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is American Metro Bank's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has American Metro Bank ever failed?
There is no failure record for FDIC certificate #34334 in the FDIC failed bank list.
How many branches does American Metro Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Chicago
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |