Side-by-side · Q2 2026 data
First Community Bank of Moultrie County vs Scott State Bank
Metric by metric
| Measure | First Community Bank of Moultrie County | Scott State Bank |
|---|---|---|
| TellerScore | 74 | 86 (stronger) |
| Capital cushion | 41 | 87 (stronger) |
| Loan quality | 97 (stronger) | 92 |
| Earnings | 70 (stronger) | 65 |
| Funding & liquidity | 90 | 92 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 57th | 90th |
| Total assets | $119.7M | $203.5M |
| Deposits / shares | $109.7M | $178.0M |
| Capital ratio | 9.13% | 13.67% (stronger) |
| Problem loans | 0.10% (stronger) | 0.24% |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.24% (stronger) | 1.12% |
| Loans ÷ deposits | 47.9% (stronger) | 65.5% |
| Uninsured deposits | 24.4% | 17.9% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.4% |
Scott State Bank has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank of Moultrie County leads on 4 and Scott State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sullivan, IL