Side-by-side · Q2 2026 data
First Community Bank of Moultrie County vs The Granville National Bank
Metric by metric
| Measure | First Community Bank of Moultrie County | The Granville National Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 61 |
| Capital cushion | 41 | 61 (stronger) |
| Loan quality | 97 (stronger) | 26 |
| Earnings | 70 (stronger) | 67 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 82 |
| Peer percentile | 57th | 20th |
| Total assets | $119.7M | $118.4M |
| Deposits / shares | $109.7M | $105.1M |
| Capital ratio | 9.13% | 11.10% (stronger) |
| Problem loans | 0.10% (stronger) | 2.21% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.24% (stronger) | 1.17% |
| Loans ÷ deposits | 47.9% (stronger) | 50.8% |
| Uninsured deposits | 24.4% | 12.7% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Bank of Moultrie County has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Community Bank of Moultrie County leads on 4 and The Granville National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.