The Granville National Bank (FDIC certificate #13983) is based in Granville, Illinois. Its Q2 2026 call report shows $118.4M in total assets and $105.1M in deposits and 2 offices.
Based on its Q2 2026 filing, The Granville National Bank scores 61/100, which we describe as moderate. That is higher than only 20% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 247th. Its strongest component is funding & liquidity (100/100; 51% loans-to-deposits, 13% uninsured), and its lowest is loan quality (26/100; 2.21%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 14 points (75 → 61), mostly because the loan quality component weakened by 63 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 71 |
| Q4 2024 | 72 |
| Q1 2025 | 72 |
| Q2 2025 | 75 |
| Q3 2025 | 73 |
| Q4 2025 | 74 |
| Q1 2026 | 76 |
| Q2 2026 | 61 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.45% |
| Q3 2024 | 10.26% |
| Q4 2024 | 10.38% |
| Q1 2025 | 10.67% |
| Q2 2025 | 10.81% |
| Q3 2025 | 10.73% |
| Q4 2025 | 10.83% |
| Q1 2026 | 10.95% |
| Q2 2026 | 11.10% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.43% |
| Q3 2024 | 0.43% |
| Q4 2024 | 0.41% |
| Q1 2025 | 0.50% |
| Q2 2025 | 0.32% |
| Q3 2025 | 0.57% |
| Q4 2025 | 0.56% |
| Q1 2026 | 0.47% |
| Q2 2026 | 2.21% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.55% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.71% |
| Q1 2025 | 0.72% |
| Q2 2025 | 0.77% |
| Q3 2025 | 0.88% |
| Q4 2025 | 0.95% |
| Q1 2026 | 1.02% |
| Q2 2026 | 1.17% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $118.4M | 11.10% | 2.21% | 1.17% | 50.8% |
| Q1 2026 | 76 | $118.2M | 10.95% | 0.47% | 1.02% | 50.4% |
| Q4 2025 | 74 | $116.6M | 10.83% | 0.56% | 0.95% | 50.6% |
| Q3 2025 | 73 | $116.0M | 10.73% | 0.57% | 0.88% | 51.8% |
| Q2 2025 | 75 | $113.7M | 10.81% | 0.32% | 0.77% | 50.3% |
| Q1 2025 | 72 | $113.5M | 10.67% | 0.50% | 0.72% | 50.3% |
| Q4 2024 | 72 | $112.1M | 10.38% | 0.41% | 0.71% | 49.6% |
| Q3 2024 | 71 | $113.6M | 10.26% | 0.43% | 0.62% | 47.0% |
| Q2 2024 | 71 | $109.6M | 10.45% | 0.43% | 0.55% | 47.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| American Metro BankBank Chicago, IL | 76 out of 100, Strong | $119.1M | 13.1% | 0.00% | vs |
| Collinsville Building and Loan AssociationBank Collinsville, IL | 78 out of 100, Strong | $117.6M | 29.5% | 0.10% | vs |
| First Community Bank of Moultrie CountyBank Sullivan, IL | 74 out of 100, Strong | $119.7M | 9.1% | 0.10% | vs |
| The State Bank of GenevaBank Geneva, IL | 75 out of 100, Strong | $116.2M | 11.8% | 0.16% | vs |
| The First National Bank of SpartaBank Sparta, IL | 84 out of 100, Strong | $114.6M | 12.6% | 0.56% | vs |
| Midwest National BankBank Sandoval, IL | 38 out of 100, Low | $122.6M | 8.1% | 1.91% | vs |
Deposit insurance
Is my money safe at The Granville National Bank?
Yes. The Granville National Bank is an FDIC-insured institution (FDIC certificate #13983). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 12.7% of deposits ($13.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.10%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
The Granville National Bank lists 2 offices in 2 cities. Most locations:
- Granville, IL (1)
- Sheridan, IL (1)
Identity & history
Profile
- Legal name
- The Granville National Bank
- Type
- National bank
- FDIC certificate #
- 13983
- RSSD ID
- 560830
- Primary regulator
- OCC
- Holding company
- Granville Bancshares Inc
- Established
- February 27, 1934
- Headquarters
- 328 S Mccoy St, Granville, IL 61326
- Website
- www.gnbonline.com
- Employees
- 16
Quick answers
The Granville National Bank: common questions
Is The Granville National Bank FDIC insured?
Yes. The Granville National Bank is an FDIC-insured institution (FDIC certificate #13983). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Granville National Bank's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Granville National Bank ever failed?
There is no failure record for FDIC certificate #13983 in the FDIC failed bank list.
How many branches does The Granville National Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Granville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ottawa Hiway Credit UnionCredit union Ottawa, IL | 100 out of 100, Very strong | $16.3M | 16.7% | 0.00% | vs |
| Peru Federal Savings BankBank Peru, IL | 87 out of 100, Very strong | $208.5M | 16.4% | 0.28% | vs |
| Spring Valley City BankBank Spring Valley, IL | 84 out of 100, Strong | $207.0M | 13.9% | 0.18% | vs |
| Financial Plus Credit UnionCredit union Ottawa, IL | 84 out of 100, Strong | $607.4M | 13.2% | 0.45% | vs |
| Streator Onized Credit UnionCredit union Streator, IL | 84 out of 100, Strong | $423.3M | 15.6% | 0.47% | vs |
| North Central BankBank Hennepin, IL | 82 out of 100, Strong | $165.9M | 12.3% | 0.26% | vs |