TellerScore

Side-by-side · Q2 2026 data

First Community Credit Union vs Eecu Credit Union

Credit union

First Community Credit Union

Houston, Texas · $1 billion – $10 billion

58of 100
Moderate

Credit union

Eecu Credit Union

Fort Worth, Texas · $1 billion – $10 billion

81of 100
Strong

Metric by metric

MeasureFirst Community Credit UnionEecu Credit Union
TellerScore5881 (stronger)
Capital cushion3077 (stronger)
Loan quality87 (stronger)85
Earnings5484 (stronger)
Funding & liquidity5067 (stronger)
Problem-loan coverage9094 (stronger)
Peer percentile19th89th
Total assets$3.1B$4.9B
Deposits / shares$2.0B$4.2B
Capital ratio7.98%12.70% (stronger)
Problem loans0.39% (stronger)0.45%
Net charge-offs0.49%0.28% (stronger)
Return on assets0.85%1.60% (stronger)
Loans ÷ deposits118.4%93.1% (stronger)
Uninsured deposits9.9% (stronger)14.8%
Offices1222
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Eecu Credit Union has the higher TellerScore (81 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First Community Credit Union leads on 2 and Eecu Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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