TellerScore

Eecu Credit Union is a federally insured state-chartered credit union headquartered in Fort Worth, Texas, in business for about 92 years. At the end of Q2 2026 it reported $4.9B in total assets and $4.2B in member shares and deposits, with 22 offices.

Based on its Q2 2026 filing, Eecu Credit Union scores 81/100, which we describe as strong. That is higher than 89% of 454 credit unions with $1 billion – $10 billion. Among 380 credit unions headquartered in Texas, it ranks 106th. Its strongest component is problem-loan coverage (94/100; 3.1%), and its lowest is funding & liquidity (67/100; 93% loans-to-deposits, 15% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion77/100
Net worth ratio: 12.70%
Loan quality85/100
Loans 60+ days delinquent ÷ total loans: 0.45%
Earnings84/100
Return on assets (annualized): 1.60%
Funding & liquidity67/100
Loans ÷ shares: 93.1% · 14.8% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (79 → 81), mostly because the earnings component improved by 11 points.

TellerScore
777981Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202479
Q4 202477
Q1 202579
Q2 202579
Q3 202579
Q4 202579
Q1 202680
Q2 202681
Net worth ratio
7.00%9.88%12.75%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.63%
Q3 202412.75%
Q4 202412.61%
Q1 202512.47%
Q2 202512.54%
Q3 202512.57%
Q4 202512.64%
Q1 202612.57%
Q2 202612.70%
Delinquent loans (60+ days)
0.39%0.46%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.42%
Q3 20240.53%
Q4 20240.52%
Q1 20250.41%
Q2 20250.39%
Q3 20250.44%
Q4 20250.45%
Q1 20260.42%
Q2 20260.45%
Return on assets
1.29%1.45%1.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.36%
Q3 20241.40%
Q4 20241.29%
Q1 20251.32%
Q2 20251.34%
Q3 20251.41%
Q4 20251.38%
Q1 20261.56%
Q2 20261.60%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$4.9B12.70%0.45%1.60%93.1%
Q1 202680$4.8B12.57%0.42%1.56%90.9%
Q4 202579$4.6B12.64%0.45%1.38%92.9%
Q3 202579$4.5B12.57%0.44%1.41%91.0%
Q2 202579$4.4B12.54%0.39%1.34%90.8%
Q1 202579$4.3B12.47%0.41%1.32%89.6%
Q4 202477$4.1B12.61%0.52%1.29%92.0%
Q3 202479$4.0B12.75%0.53%1.40%91.9%
Q2 202479$3.9B12.63%0.42%1.36%91.6%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.70%
76th
Problem loans0.45%
76th
Net charge-offs0.28%
78th
Return on assets1.60%
95th
Loans to deposits93.1%
34th
Uninsured deposits14.8%
14th
Loan-loss reserves0.00%
50th
Texas ratio3.1%
73rd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Rally Credit UnionCredit union Corpus Christi, TX76 out of 100, Strong$4.8B14.0%0.75%vs
Gecu Federal Credit UnionCredit union El Paso, TX75 out of 100, Strong$4.7B13.6%1.00%vs
Texas Dow Employees Credit UnionCredit union Houston, TX49 out of 100, Below average$5.0B10.2%1.77%vs
Credit Human Federal Credit UnionCredit union San Antonio, TX43 out of 100, Below average$4.3B7.3%1.09%vs
University Federal Credit UnionCredit union Austin, TX60 out of 100, Moderate$4.3B9.7%1.11%vs
First Community Credit UnionCredit union Houston, TX58 out of 100, Moderate$3.1B8.0%0.39%vs

Deposit insurance

Is my money safe at Eecu Credit Union?

Yes. Eecu Credit Union is a federally insured credit union (NCUA charter #67928). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 14.8% of shares and deposits ($624.9M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 12.70%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

22 locations

Branches

Eecu Credit Union lists 22 offices in 14 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Eecu Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67928
RSSD ID
820598
Primary regulator
State + NCUA
Established
1934
Headquarters
1617 W 7th St, Fort Worth, TX 76102
Employees
421

Quick answers

Eecu Credit Union: common questions

Is Eecu Credit Union NCUA insured?

Yes. Eecu Credit Union is a federally insured credit union (NCUA charter #67928). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Eecu Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Eecu Credit Union have?

22 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Fort Worth

InstitutionScoreAssetsCapitalProblem loansCompare
Fort Worth City Credit UnionCredit union Fort Worth, TX93 out of 100, Very strong$336.8M13.1%0.03%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs
Ben E Keith Company Employees Federal Credit UnionCredit union Fort Worth, TX89 out of 100, Very strong$11.9M20.9%1.07%vs
First National Bank of BurlesonBank Burleson, TX89 out of 100, Very strong$250.8M12.6%0.00%vs
Datcu Credit UnionCredit union Denton, TX89 out of 100, Very strong$1.8B17.2%0.13%vs
Allied Federal Credit UnionCredit union Arlington, TX88 out of 100, Very strong$137.6M12.2%0.23%vs