Side-by-side · Q2 2026 data
First Community Credit Union vs Rally Credit Union
Metric by metric
| Measure | First Community Credit Union | Rally Credit Union |
|---|---|---|
| TellerScore | 58 | 76 (stronger) |
| Capital cushion | 30 | 90 (stronger) |
| Loan quality | 87 (stronger) | 75 |
| Earnings | 54 | 66 (stronger) |
| Funding & liquidity | 50 | 54 (stronger) |
| Problem-loan coverage | 90 (stronger) | 89 |
| Peer percentile | 19th | 79th |
| Total assets | $3.1B | $4.8B |
| Deposits / shares | $2.0B | $4.0B |
| Capital ratio | 7.98% | 14.02% (stronger) |
| Problem loans | 0.39% (stronger) | 0.75% |
| Net charge-offs | 0.49% (stronger) | 1.01% |
| Return on assets | 0.85% | 1.16% (stronger) |
| Loans ÷ deposits | 118.4% | 105.0% (stronger) |
| Uninsured deposits | 9.9% (stronger) | 15.7% |
| Offices | 12 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 49.8% |
Rally Credit Union has the higher TellerScore (76 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First Community Credit Union leads on 3 and Rally Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.