Side-by-side · Q2 2026 data
First Community Credit Union vs Vantage Credit Union
Metric by metric
| Measure | First Community Credit Union | Vantage Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 57 |
| Capital cushion | 36 (stronger) | 30 |
| Loan quality | 82 (stronger) | 80 |
| Earnings | 58 (stronger) | 34 |
| Funding & liquidity | 86 (stronger) | 80 |
| Problem-loan coverage | 90 (stronger) | 89 |
| Peer percentile | 41st | 17th |
| Total assets | $5.0B | $1.2B |
| Deposits / shares | $4.5B | $1.1B |
| Capital ratio | 8.62% (stronger) | 8.03% |
| Problem loans | 0.54% (stronger) | 0.59% |
| Net charge-offs | 0.37% (stronger) | 0.71% |
| Return on assets | 0.95% (stronger) | 0.35% |
| Loans ÷ deposits | 74.2% (stronger) | 80.3% |
| Uninsured deposits | 7.0% | 4.5% (stronger) |
| Offices | 39 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.2% |
First Community Credit Union has the higher TellerScore (65 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Community Credit Union leads on 6 and Vantage Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.