Side-by-side · Q2 2026 data
First County Bank vs NorthEast Community Bank
Metric by metric
| Measure | First County Bank | NorthEast Community Bank |
|---|---|---|
| TellerScore | 61 | 90 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 38 | 100 (stronger) |
| Funding & liquidity | 48 (stronger) | 36 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 24th | 99th |
| Total assets | $2.4B | $2.1B |
| Deposits / shares | $1.9B | $1.5B |
| Capital ratio | 9.55% | 17.32% (stronger) |
| Problem loans | 0.24% | 0.00% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.06% |
| Return on assets | 0.46% | 2.00% (stronger) |
| Loans ÷ deposits | 98.8% (stronger) | 123.9% |
| Uninsured deposits | 27.0% (stronger) | 28.0% |
| Offices | 13 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.6% | 2.5% |
NorthEast Community Bank has the higher TellerScore (90 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First County Bank leads on 3 and NorthEast Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.