The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (60 → 61).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Connecticut

Yes. First County Bank is an FDIC-insured institution (FDIC certificate #18204). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 27.0% of deposits ($518.9M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.55%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.02% (benchmark: 10%).

Check how much of your own balance is covered

First County Bank lists 13 offices in 7 cities. Most locations:

• Stamford, CT (6)
• Norwalk, CT (2)
• Darien, CT (1)
• Fairfield, CT (1)
• Greenwich, CT (1)
• New Canaan, CT (1)
• Westport, CT (1)

All branch addresses and map

In 2025, First County Bank reported 143 home-loan applications under HMDA (LEI 549300HQW3FSOL75WC88): 83 originated ($72,205,000 total), 21 denied, and 36 withdrawn or closed by the applicant. Its denial rate on decided applications was 19.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First County Bank

Former names

The Stamford Savings Bank

Type

SI

FDIC certificate #

18204

RSSD ID

958204

Primary regulator

FDIC

Established

June 20, 1851

Headquarters

117 Prospect St, Stamford, CT 06901

Website

www.firstcountybank.com

Employees

196