Side-by-side · Q2 2026 data
First County Bank vs Thomaston Savings Bank
Metric by metric
| Measure | First County Bank | Thomaston Savings Bank |
|---|---|---|
| TellerScore | 61 | 68 (stronger) |
| Capital cushion | 46 | 57 (stronger) |
| Loan quality | 92 (stronger) | 78 |
| Earnings | 38 | 63 (stronger) |
| Funding & liquidity | 48 | 64 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 24th | 49th |
| Total assets | $2.4B | $1.9B |
| Deposits / shares | $1.9B | $1.7B |
| Capital ratio | 9.55% | 10.68% (stronger) |
| Problem loans | 0.24% (stronger) | 0.65% |
| Net charge-offs | 0.04% | 0.04% (stronger) |
| Return on assets | 0.46% | 1.07% (stronger) |
| Loans ÷ deposits | 98.8% | 84.0% (stronger) |
| Uninsured deposits | 27.0% | 26.3% (stronger) |
| Offices | 13 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.6% | 15.4% |
Thomaston Savings Bank has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First County Bank leads on 1 and Thomaston Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.