Side-by-side · Q2 2026 data
First County Federal Credit Union vs Financial Health Federal Credit Union
Credit union
Financial Health Federal Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | First County Federal Credit Union | Financial Health Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 46 |
| Capital cushion | 52 | 54 (stronger) |
| Loan quality | 69 (stronger) | 27 |
| Earnings | 41 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 (stronger) | 82 |
| Peer percentile | 30th | 6th |
| Total assets | $35.0M | $30.2M |
| Deposits / shares | $31.3M | $27.0M |
| Capital ratio | 10.18% | 10.41% (stronger) |
| Problem loans | 0.94% (stronger) | 2.20% |
| Net charge-offs | 0.07% (stronger) | 6.89% |
| Return on assets | 0.52% (stronger) | -3.54% |
| Loans ÷ deposits | 43.1% (stronger) | 46.4% |
| Uninsured deposits | 2.3% | 0.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First County Federal Credit Union has the higher TellerScore (65 vs 46). On the 7 directional measures above (where higher or lower is clearly better), First County Federal Credit Union leads on 5 and Financial Health Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.