Side-by-side · Q2 2026 data
First Credit Bank vs American Plus Bank, N.A.
Metric by metric
| Measure | First Credit Bank | American Plus Bank, N.A. |
|---|---|---|
| TellerScore | 64 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 35 (stronger) | 34 |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 26th | 92nd |
| Total assets | $515.8M | $935.0M |
| Deposits / shares | $265.3M | $748.0M |
| Capital ratio | 47.61% (stronger) | 16.46% |
| Problem loans | 3.33% | 0.04% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 4.37% (stronger) | 1.81% |
| Loans ÷ deposits | 150.3% | 105.9% (stronger) |
| Uninsured deposits | 28.6% (stronger) | 33.5% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Plus Bank, N.A. has the higher TellerScore (88 vs 64). On the 6 directional measures above (where higher or lower is clearly better), First Credit Bank leads on 3 and American Plus Bank, N.A. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.