Side-by-side · Q2 2026 data
First Eagle Bank vs St. Charles Bank & Trust Company, National Association
Bank
St. Charles Bank & Trust Company, National Association
Saint Charles, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | First Eagle Bank | St. Charles Bank & Trust Company, National Association |
|---|---|---|
| TellerScore | 91 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 97 (stronger) | 77 |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 45 | 55 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 96th | 40th |
| Total assets | $649.6M | $3.7B |
| Deposits / shares | $468.0M | $3.1B |
| Capital ratio | 21.29% (stronger) | 9.64% |
| Problem loans | 0.10% (stronger) | 0.70% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 2.26% (stronger) | 1.44% |
| Loans ÷ deposits | 96.7% | 87.4% (stronger) |
| Uninsured deposits | 31.4% | 31.2% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
First Eagle Bank has the higher TellerScore (91 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Eagle Bank leads on 5 and St. Charles Bank & Trust Company, National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.