TellerScore

First Eagle Bank (FDIC certificate #25883) is based in Chicago, Illinois. Its Q2 2026 call report shows $649.6M in total assets and $468.0M in deposits and 2 offices.

Based on its Q2 2026 filing, First Eagle Bank scores 91/100, which we describe as very strong. That is higher than 96% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 13th. Its strongest component is capital cushion (100/100; 21.29%), and its lowest is funding & liquidity (45/100; 97% loans-to-deposits, 31% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 21.29%
Loan quality97/100
Noncurrent loans ÷ total loans: 0.10%
Earnings100/100
Return on assets (annualized): 2.26%
Funding & liquidity45/100
Loans ÷ deposits and uninsured-deposit share: 96.7% · 31.4% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.34%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (93 → 91), mostly because the funding & liquidity component weakened by 6 points.

TellerScore
889193Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202493
Q3 202488
Q4 202491
Q1 202591
Q2 202593
Q3 202593
Q4 202592
Q1 202691
Q2 202691
Tier 1 leverage ratio
5.00%13.23%21.46%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202421.09%
Q3 202421.19%
Q4 202420.46%
Q1 202520.81%
Q2 202521.07%
Q3 202520.88%
Q4 202521.03%
Q1 202621.46%
Q2 202621.29%
Noncurrent loans
0.00%0.24%0.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.49%
Q4 20240.15%
Q1 20250.15%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.10%
Return on assets
1.80%2.08%2.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.85%
Q3 20241.80%
Q4 20241.91%
Q1 20252.36%
Q2 20252.36%
Q3 20252.32%
Q4 20252.36%
Q1 20262.07%
Q2 20262.26%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$649.6M21.29%0.10%2.26%96.7%
Q1 202691$623.5M21.46%0.00%2.07%98.8%
Q4 202592$610.6M21.03%0.00%2.36%96.6%
Q3 202593$617.1M20.88%0.00%2.32%90.9%
Q2 202593$604.3M21.07%0.00%2.36%92.5%
Q1 202591$592.6M20.81%0.15%2.36%92.2%
Q4 202491$591.3M20.46%0.15%1.91%91.2%
Q3 202488$566.1M21.19%0.49%1.80%91.8%
Q2 202493$563.3M21.09%0.00%1.85%88.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio21.29%
97th
Total risk-based capital0.00%
24th
Problem loans0.10%
74th
Net charge-offs0.00%
59th
Return on assets2.26%
92nd
Net interest margin4.36%
73rd
Efficiency ratio40.4%
96th
Loans to deposits96.7%
14th
Uninsured deposits31.4%
24th
Loan-loss reserves1.29%
62nd
Texas ratio0.3%
80th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Stillman BancCorp N.A.Bank Stillman Valley, IL66 out of 100, Moderate$645.6M9.2%0.65%vs
Legence BankBank Eldorado, IL70 out of 100, Strong$642.9M9.5%1.17%vs
Peoples Bank & TrustBank Pana, IL64 out of 100, Moderate$656.6M10.7%1.58%vs
Bank & Trust CompanyBank Litchfield, IL75 out of 100, Strong$641.3M11.3%0.37%vs
TrustBankBank Olney, IL68 out of 100, Moderate$640.2M9.8%0.73%vs
Apple River State BankBank Apple River, IL74 out of 100, Strong$675.2M9.7%0.24%vs

Deposit insurance

Is my money safe at First Eagle Bank?

Yes. First Eagle Bank is an FDIC-insured institution (FDIC certificate #25883). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 31.4% of deposits ($147.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 21.29%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

First Eagle Bank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Eagle Bank
Former names
First Eagle National Bank; First National Bank of Roselle
Type
State-chartered bank (Fed member)
FDIC certificate #
25883
RSSD ID
759045
Primary regulator
FED
Holding company
First Eagle Bancshares Inc
Established
February 14, 1985
Headquarters
1201 W Madison St, Chicago, IL 60607
Employees
45

Quick answers

First Eagle Bank: common questions

Is First Eagle Bank FDIC insured?

Yes. First Eagle Bank is an FDIC-insured institution (FDIC certificate #25883). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Eagle Bank's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Eagle Bank ever failed?

There is no failure record for FDIC certificate #25883 in the FDIC failed bank list.

How many branches does First Eagle Bank have?

2 offices as of the latest FDIC data.

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