Side-by-side · Q2 2026 data
First Enterprise Bank vs International Bank of Commerce
Metric by metric
| Measure | First Enterprise Bank | International Bank of Commerce |
|---|---|---|
| TellerScore | 28 | 88 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 0 | 78 (stronger) |
| Earnings | 9 | 75 (stronger) |
| Funding & liquidity | 53 | 90 (stronger) |
| Problem-loan coverage | 6 | 96 (stronger) |
| Peer percentile | 1st | 98th |
| Total assets | $189.7M | $1.6B |
| Deposits / shares | $167.9M | $1.2B |
| Capital ratio | 10.77% | 15.53% (stronger) |
| Problem loans | 6.33% | 0.66% (stronger) |
| Net charge-offs | 0.59% | 0.25% (stronger) |
| Return on assets | -0.27% | 1.37% (stronger) |
| Loans ÷ deposits | 94.2% | 54.8% (stronger) |
| Uninsured deposits | 27.2% | 24.2% (stronger) |
| Offices | 4 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
International Bank of Commerce has the higher TellerScore (88 vs 28). On the 7 directional measures above (where higher or lower is clearly better), First Enterprise Bank leads on 0 and International Bank of Commerce on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.